Take back control of your credit with Idaho's most experienced team
For 23 years and more than 10,000 clients, American Score Increase Inc. has helped Idaho families challenge the errors holding their credit back — and build the habits that keep it strong.
A real credit expert, not a call center
At American Score Increase Inc., you work directly with a credit specialist who has spent 23 years in the business and personally handles your file. We challenge the inaccurate, outdated, and unverifiable items dragging your score down — and teach you the habits that keep it climbing — for families across Boise, Meridian, Nampa, and the Treasure Valley.
Experience and honesty you can actually feel
23 years of real experience
More than two decades fixing credit, backed by a mortgage-lending background. We know exactly what lenders look for and how to get you there.
You work with the owner
No rotating reps, no overseas call center. Your file gets personal attention from someone who answers his own phone.
Total transparency
Track every dispute letter, every deletion, and every score change in real time through your own secure client portal.
Education, not band-aids
We don't dispute and disappear. We teach you the habits that keep your score rising long after the work is done.
Three simple steps to a stronger score
Free credit review
We pull all three bureaus, analyze your report together, and build a plan around your goals — at no cost.
We go to work
We prepare and send custom dispute letters challenging the inaccurate, negative items on your report.
You watch it climb
Log into your portal anytime to see deletions and score improvements as they happen.
The items we challenge on your report
We help Idaho clients dispute and address the inaccurate, outdated, and unverifiable items that hurt their credit — while building habits that last.
Real progress you can actually watch
Your own secure dashboard shows the letters we send, the items deleted, your score movement, and helpful budgeting resources — all in one place. No wondering what's happening behind the scenes. You see the work, every step of the way.
Simple, honest pricing — no surprises
Every credit situation is different, so we build a plan that fits yours. On your free credit review, we'll walk through your report together and give you your exact monthly cost — including monitoring — with no hidden fees and no long-term contracts.
Book your free credit reviewIt's free, with no obligation.
What people ask before they start
How long does credit repair take?
It depends on your report, but many clients see movement within the first 30 to 45 days as the bureaus respond to disputes. Your free review gives you a realistic timeline for your specific situation.
Is credit repair legal?
Yes. Under the Fair Credit Reporting Act, you have the right to dispute inaccurate, outdated, or unverifiable information on your credit report. We help you exercise that right effectively and within the law.
Do you guarantee results?
No honest credit repair company can guarantee specific results, and the law prohibits it. What we promise is experienced, persistent work on your behalf and complete transparency every step of the way.
What areas do you serve?
We're based in Boise and proudly serve families across the Treasure Valley — including Boise, Meridian, and Nampa — and throughout Idaho.
How much does it cost?
We keep pricing simple and honest, with no long-term contracts. You'll get your exact cost on your free credit review, with no surprises.
Your credit comeback starts here
Talk to a credit expert with 23 years of experience — and find out exactly what's possible for your score.
Get your free credit reviewServing Boise, Meridian, Nampa, and all of Idaho · American Score Increase Inc.